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5 Hidden Mortgage Rate Loopholes First-Time Buyers Don’t Know
In 2026, first-time buyers can shave up to ten years off a 30-year mortgage by using little-known payment-recasting tricks. These loopholes involve timing, calculator hacks, and loan-type nuances that most new homeowners overlook, letting them lock in lower effective rates and pay off debt faster. Financial Disclaimer: This article is