retiree refinancing
Retirees Secure 15-Year Loan When Mortgage Rates Fall?
Locking a refinance before the mid-2026 rate dip can shave thousands off a loan, especially for retirees eyeing a 15-year mortgage refinance. With the Federal Reserve on its third rate-hold of the year and mortgage rates hovering just above 6.4%, the window for a strategic rate lock is narrowing.